{"id":35905,"date":"2022-01-20T11:05:06","date_gmt":"2022-01-20T11:05:06","guid":{"rendered":"https:\/\/hugoinvesting.com\/?p=35905"},"modified":"2025-08-07T09:59:11","modified_gmt":"2025-08-07T09:59:11","slug":"inflatie-inflatie-en-inflatie","status":"publish","type":"post","link":"https:\/\/hugoinvesting.com\/nl\/inflatie-inflatie-en-inflatie\/","title":{"rendered":"Inflatie, inflatie en inflatie"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"35905\" class=\"elementor elementor-35905\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2191b50c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2191b50c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60fd4cfd\" data-id=\"60fd4cfd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19218247 elementor-widget elementor-widget-text-editor\" data-id=\"19218247\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Niet alleen in beleggersland, maar in het gehele land, nee in de gehele wereld gaat het er geen nieuwsitem voorbij, zonder dat inflatie wordt aangehaald. Is dat raar? Nee, de inflatie is in decennia niet zo hoog geweest en het een economische graadmeter is die ons allen direct \u2018raakt\u2019. Ik legde laatst mijn dochter van 13 uit wat inflatie is en ze begreep het meteen. Ik heb het wel eens lastiger gehad met het overbrengen van bepaalde zaken aan haar\u2026\u2026<\/p><p><strong>Is inflatie belangrijk?<\/strong><\/p><p>Ik wil die vraag beantwoorden vanuit een beetje een filosofische inslag, met uw goedkeuren. Inflatie geeft aan wat de prijsstijgingen zijn geweest tot dat moment. En dat moment vindt in het verleden plaats. Als belegger en als mens gaat het ons voornamelijk om de toekomst. De huidige prijzen komen we elke dag tegen als we naar de supermarket, bouwmarkt of het caf\u00e9 gaan.<\/p><p>Het gaat er volgens mij meer om dat de verwachting is de inflatie in de toekomst! Want daar baseren wij, de wereld en dus de economie ons gedrag op af.<\/p><p><strong>Wat is inflatie?<\/strong><\/p><p>Ik zou dit deel natuurlijk achterwegen kunnen laten, immers als mijn dochter van 13 het al direct begrijpt\u2026\u2026 Toch wil ik hier even bij stil staan. Het is namelijk belangrijk om een goed antwoord te kunnen geven over de verwachte inflatie. Inflatie is de algemene stijging van prijzen van goederen en diensten. Daar is een onderverdeling te maken tussen: 1) dagelijkse boodschappen 2) duurzame consumptiegoederen (zoals kleding) en 3) diensten (kappers, huurwoningen, etc.). Binnen dit \u2018boodschappenmandje\u2019 worden de verschillende groepen apart gewogen. Dit kunt u zien op het onderstaande plaatje:<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-976169f elementor-widget elementor-widget-image\" data-id=\"976169f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hugoinvesting.com\/wp-content\/uploads\/2022\/01\/Schermafbeelding-2022-01-20-om-12.29.06.png\" title=\"Schermafbeelding 2022-01-20 om 12.29.06\" alt=\"Schermafbeelding 2022-01-20 om 12.29.06\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5413318 elementor-widget elementor-widget-text-editor\" data-id=\"5413318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In het overzicht ziet u de prijsstijgingen over november in de Eurozone (op 20 januari a.s. worden de cijfers van december officieel bekend gemaakt). Twee grote stijgingen vallen direct op: die van \u2018Housing, electricity, gas, etc.\u2019: 9,1% &nbsp;en &nbsp;\u2018Transport\u2019: 12,2%. Als ik u vervolgens vertel dat Housing een weging heeft van 17,7% en Transport van 13,7% tegen bijvoorbeeld \u2018Communication\u2019 dat een weging van 3,2% heeft, dan ziet u duidelijk dat deze twee de drijvers zijn (voor de maand november en ook voor het gehele jaar) achter de gemiddelde prijsstijging tot 4,9%.<\/p>\n<p><strong>De toekomst<\/strong><\/p>\n<p>Om een inschatting te maken wat de verwachte inflatie zal zijn voor 2022, is een belangrijke onderliggende waarde die van olie en gas. Een prijsstijging daar betekent vrijwel meteen dat ook de andere prijzen zullen stijgen en vice versa. Het is moeilijk om je daar een mening over te vormen, daarom heb ik voor het gemak <u>\u00e9\u00e9n<\/u> studie (want er zijn veel studies hieromtrent) erbij gepakt van het EIA, zie hieronder:<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1240bf3 elementor-widget elementor-widget-image\" data-id=\"1240bf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"676\" height=\"344\" src=\"https:\/\/hugoinvesting.com\/wp-content\/uploads\/2022\/01\/Schermafbeelding-2022-01-20-om-12.34.19.png\" class=\"attachment-large size-large wp-image-35929\" alt=\"\" srcset=\"https:\/\/hugoinvesting.com\/wp-content\/uploads\/2022\/01\/Schermafbeelding-2022-01-20-om-12.34.19.png 676w, https:\/\/hugoinvesting.com\/wp-content\/uploads\/2022\/01\/Schermafbeelding-2022-01-20-om-12.34.19-300x153.png 300w\" sizes=\"(max-width: 676px) 100vw, 676px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b58a659 elementor-widget elementor-widget-text-editor\" data-id=\"b58a659\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>U kunt zien dat deze organisatie verwacht dat de (twee belangrijkste) olieprijzen gaan dalen in 2022. Mochten zij gelijk krijgen dan is er dus een grote kans dat de inflatie sterk gaat afnemen.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<strong style=\"font-size: 16px;\">Conclusie<\/strong><\/p>\n<p>Het is belangrijk om te weten hoe de inflatie berekening tot stand komt om vervolgens de exercitie te kunnen maken over de verwachte inflatie. En dat laatste is belangrijker, mijns inziens, dan het inflatie cijfer dat in het verleden ligt\u2026..<\/p>\n<p>De belangrijkste taak van de ECB is inflatie bestrijding, echter zij geven ook eerlijk toe dat het moeilijk is om een goede inschatting te maken van de toekomstige inflatie&#8230;. Daarom moet u het maar zelf doen. Een leuke manier is om uw eigen inflatie te bereken van de producten en diensten die u zelf koopt. De ECB heeft daar een leuk programmatje op hun site voor: <a href=\"https:\/\/www.ecb.europa.eu\/ecb\/educational\/hicp\/html\/index.nl.html\">https:\/\/www.ecb.europa.eu\/ecb\/educational\/hicp\/html\/index.nl.html<\/a><\/p>\n<p>Hopelijk ligt die veel lager dan het Europese gemiddelde\u2026<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbb22db elementor-widget elementor-widget-video\" data-id=\"cbb22db\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=h0q_9ZdGBZw&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15394e19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15394e19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1d123df8\" data-id=\"1d123df8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43fa5bc1 elementor-widget elementor-widget-text-editor\" data-id=\"43fa5bc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Kaspar Huijsman<\/p>\n<div>\n<p class=\"BasicParagraph\"><span lang=\"NL\">\u00a0<\/span><\/p>\n<\/div>\n<div>\n<p class=\"BasicParagraph\"><i><span lang=\"NL\">Kaspar Huijsman is founder en director van Hugo Investing (voormalig BinckBank Spanje &amp; Portugal) en is zelf ook gepassioneerd belegger. In zijn columns schrijft hij over zijn ervaringen op de beurs en de economie. Heeft u een vraag, mail dan naar kaspar@hugoinvesting.com.<\/span><\/i><\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3356c5d2 e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"3356c5d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-473a799\" href=\"https:\/\/www.linkedin.com\/in\/kasparhuijsman\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-3a697af\" href=\"https:\/\/www.facebook.com\/binckbankinspain\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3575df00\" data-id=\"3575df00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fad3120 elementor-widget elementor-widget-image\" data-id=\"2fad3120\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15-1024x682.jpg\" class=\"attachment-large size-large wp-image-27632\" alt=\"\" srcset=\"https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15-1024x682.jpg 1024w, https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15-300x200.jpg 300w, https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15-768x512.jpg 768w, https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15-1536x1024.jpg 1536w, https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15-600x400.jpg 600w, https:\/\/hugoinvesting.com\/wp-content\/uploads\/2020\/11\/Hugo-Broker-trading-investing-stock-portfolios15.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2554606 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2554606\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f266cfc\" data-id=\"f266cfc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3f94f4 elementor-widget elementor-widget-text-editor\" data-id=\"c3f94f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De informatie in dit artikel mag niet worden ge\u00efnterpreteerd als individueel beleggingsadvies. Hoewel Hugo deze pagina&#8217;s uit betrouwbare bronnen samenstelt en onderhoudt, kan Hugo niet garanderen dat de informatie juist, volledig of actueel is. Het gebruik van informatie uit dit artikel zonder voorafgaande verificatie of advies is voor uw eigen risico. Wij raden u aan alleen te beleggen in producten die aansluiten bij uw kennis en ervaring en niet te beleggen in financi\u00eble instrumenten waarvan u de risico&#8217;s niet begrijpt.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Niet alleen in beleggersland, maar in het gehele land, nee in de gehele wereld gaat het er geen nieuwsitem voorbij, zonder dat inflatie wordt aangehaald. Is dat raar? Nee, de inflatie is in decennia niet zo hoog geweest en het een economische graadmeter is die ons allen direct \u2018raakt\u2019. Ik legde laatst mijn dochter van [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":44908,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"right-sidebar","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[33],"tags":[],"class_list":["post-35905","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Inflatie, inflatie en inflatie | Hugo Investing<\/title>\n<meta name=\"description\" content=\"Niet alleen in beleggersland, maar in de gehele wereld gaat het er geen nieuwsitem voorbij, zonder dat inflatie wordt aangehaald.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hugoinvesting.com\/inflation-inflation-and-inflation\/\" \/>\n<meta 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